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From the adjuster's desk

Straight talk on Tennessee property claims — from someone who has worked both sides.

• November 2, 2026 · 9 min read

  Why Tennessee Homeowners Are Fighting Denied and Underpaid Insurance Claims

  I spent years adjusting claims for insurance carriers. Then I was told to cut roof scopes I believed were justified. Here's what I learned — and what Tennessee homeowners should know before accepting the first estimate.

  By Nicholas Edward Shank, Tennessee Licensed Public Adjuster